Financial planning involves creating a roadmap to help you reach your financial goals. This process involves: 

• Spending time getting to know you and understanding your goals
• Gathering information about your current situation.  This includes assets, liabilities, cash flow, insurance, estate concerns, etc. 
• Analyzing and evaluating your current financial situation and how it aligns with your goals
• Developing and presenting recommendations designed specifically to help you achieve your desired outcomes with the least amount of risk necessary
• Assisting you with the implementation of the steps recommendations
• Ongoing monitoring and reviewing your situation and making adjustments, as needed, to stay on course